Company:Ethics and excellence

The creation of 1875 FINANCE arose from the shared experience of its founders in the same bank. It is based on an unshakeable team spirit that guarantees comprehensive consistency and shared responsibility in its strategic choices and advice to clients.



Frédéric Binggeli

Frédéric Binggeli, who has spent over 35 years with three of Switzerland’s most prestigious banking institutions Pictet, Rothschild and Lombard Odier, in investment and wealth management for a sophisticated clientele, has chosen to join 1875 Finance to focus on the three key areas of the company that its clients are looking for, namely:

– Open architecture and the selection of listed and unlisted investments,

– wealth, tax and estate structuring activities,

– real estate consulting.

His widely recognised experience has led him to take on the role of independent advisor to families and to bring new expertise to 1875 Finance, one of the largest players in Europe, for its Multi Family Office and private wealth management activities.


Michel Alain Bizon

Michel Alain Bizon began his career in 1981 in the international trading department of BNP Paribas (Suisse). In 1984, he moved to the large corporate clients department at the Royal Bank of Canada (Suisse), spending two years in Toronto and Montreal. From 1991 to 1997, he worked at Credit Suisse group both in Geneva and Zurich, as a member of management, dealing with large corporate clients, and subsequently as Division Head for Banking Relations in French-speaking Switzerland. He subsequently returned to Royal Bank of Canada (Suisse) as a member of management for the Private Wealth Management department. In 2003, he moved to the Private Wealth Management department at Mirabaud & Cie SA as a Deputy Director.

He left the bank in 2014 to join 1875 FINANCE.


Christophe Germain

Christophe Germain obtained his license to practice as a lawyer in 1993 following a traineeship with Maitre Denis Oswald, the former President of the Neuchâtel Bar Association. At the end of 1993, he began working at the fiduciary group Fiduconsult SA as a legal advisor and subsequently was appointed manager of the Neuchâtel branch and head of the legal office for French-speaking Switzerland. He joined UBS SA in April 2000 as a private banking legal advisor for French-speaking Switzerland. In September 2000, he became head of the legal department at Ferrier Lullin & Cie SA, a UBS Group private bank, and was appointed to the Executive Board.

He left the bank at the end of 2006 to join 1875 FINANCE as Head of Legal Office.


Wolfgang Klien

Wolfgang Klien received a master’s degree from St. Gallen University (HSG), followed by a PhD from the Vienna University of Economics and Business. In 1994, he began his career in management consulting with a focus on private banking and asset management. In 2000, he was involved in major projects of Helvetia, and later moved to the bank Vontobel where he headed its Banking Products and Services department. In parallel, he completed postgraduate studies in International Wealth Management and was awarded an MBA from the University of Geneva and an EMBA from Carnegie Mellon. He spent the next 10 years at Julius Baer, initially at its asset management company GAM, and later within its private bank as a Senior Client Advisor.

In 2017, he joined 1875 FINANCE, where he continues to assist his clients and to develop the Zurich office.


Marc Luthi

Marc Luthi began his career in 1983 at Flemings as an advisor for Asian markets. He then moved to Ernst & Young as an M&A analyst, where he was involved in transatlantic transactions. In 1997, he became head of capital markets at a Geneva bank, and subsequently he co-managed a trust company specialised in wealth planning. In 2004, he was involved in setting up a private bank as Vice-President of the Executive Board and Head of Private Banking.

He joined 1875 FINANCE in 2014.

PARTNER - Chief Investment Officer

Loïc Schmid

Loïc Schmid began his career in the institutional management team of Lombard Odier in Geneva and Zurich in 2001. In 2006, he joined the newly created bank Bénédict Hentsch as a senior portfolio manager. He held various positions and played an important role in the development of the bank, including the establishment of centralised management, the creation and management of funds, proprietary trading and strategic development. An entrepreneur at heart, he left the bank in 2012 to co-found the financial media platform, which rapidly became a leading website for the Swiss financial markets, and also to co-founded the group of economists Les Econoclastes. In 2014, he was hired as Head of Portfolio Management at Sequoia Asset Management. In 2015, he was appointed CIO and a member of Management at GS BANQUE SA.

He left the bank in August 2017 to join 1875 FINANCE as CIO and member of the management team.


Pierre Tardiou

Pierre Tardiou began his banking career at SANPAOLO in 1994 where he worked as a private asset manager in the Financial Markets department until 2000. He joined UBS Monaco to develop the Key Clients segment and to create tailored investment solutions for local and Italian clients. In November 2004, he moved to Geneva to work at Lombard Odier & Cie to develop the UHNWI private client business and to assist families in relation to the sale of businesses and the structuring of real estate transactions.

He left Lombard Odier in 2016 to join 1875 FINANCE.


Pascal Vulliet

Pascal Vulliet began his career in 1987 at Union de Banques Suisses in Geneva. He quickly advanced to a senior management position, with direct involvement in the management of the Private Banking department. Starting in 1990, he focused both on the private clients business as well as the management family assets related to the members of management. In 1992, he was involved in the development of a unit responsible for these specific clients, after which he was appointed as a member of Management.

He served in a management role from 2001 onwards, until he left the bank to join 1875 FINANCE in 2010.